paying bills has become impossible. i am ill, can’t work. i am up to date on all bills but going through savings very quickly. i stupidly took out a personal loan trying to cope last year hoping to be able to work after surgery which was cancelled as the dr didn’t think i would survive it. health insurance was suppose to be paid for life when my husband died and 18 months later they dropped it, its a huge burden every month. i live on my late husbands pension and widows benefits through social security only. i need advice on where to start to get help if any is available.